best frankfort ky car insurance
When living in Kentucky’s capital city, you need top-quality car insurance that helps protect you, your vehicle, and your finances. It’s important to recognize insurance policies are not one-size-fits-all, and you may need to shop around to find the best fit for your specific needs. Here’s our roundup of the best car insurance options in Frankfort, KY.
1. State Farm
State Farm is renowned for its comprehensive coverage options and excellent customer service. As the nation’s leading car insurance provider, State Farm combines a dedication to personalized service with diverse policy offers. They offer multi-line discounts, accident-free discounts, and a highly-praised mobile app where you can make claims and manage your policy details.
2. Progressive
Progressive offers affordable policies and easy online quote generation. It provides comprehensive and collision coverage, along with additional add-ons like rental car coverage, roadside assistance, and custom parts and equipment protection. Their Snapshot tool can also offer savings based on your driving habits.
3. Allstate
A widely-recognized brand, Allstate offers varied coverage options catering to different driver needs. Adding on to their standard coverages, they also provide a “safe driving bonus” for accident-free drivers. Plus, they are known for fast claim resolutions.
4. Geico
Known for competitive rates, Geico offers quality standard coverage options along with several discount opportunities. Its user-friendly mobile app allows easy management of policies and claims. Additionally, they have a 5-star-rated emergency road service to assist when your car breaks down.
5. Liberty Mutual
Liberty Mutual is famed for offering a variety of customizable policies. Some of their add-ons include “better car replacement” and “new car replacement”, both of which could come in handy if your car faces irreparable damage or total loss. Combining comprehensive standard coverages with flexible add-ons makes Liberty Mutual an attractive option for Frankfort residents.
6. Farmers Insurance Group
As one of America’s largest insurers of vehicles, Farmers Insurance Group provides tailored policies backed by years of industry experience. Similarly to other companies on our list, they offer mutual bonuses equally to both accident-free and loyalty-long-term policyholders. Other features include coverage for personal injury protection, comprehensive physical damage, including glass damage, and other different types of uncommon accidents. Farmers have set a reputable reputation for delivering reliable, steadfast claims service.
7. Nationwide
Nationwide provides a variety of insurance plans, providing room for the policyholder to choose the one best fitting their needs. Along with comprehensive basic coverage, they offer classic car insurance and vanishing deductibles. They’re well-regarded for their fair claim assessments and prompt service, which adds to customer satisfaction.
8. Travelers
Travelers Insurance offers extensive auto coverage at reasonable prices and prides itself on its 24/7 claim reporting. Apart from the standard coverage policies, they have a few unique offerings like premium coverage for rental cars and new car replacement, as well as discounts for hybrid or electric cars. Renowned for stress-free claim management and unwavering resilience, they make the insurance process easy and hassle-free.
9. USAA
Slotted primarily for military members, veterans, and their families, USAA is an another excellent choice. It provides comprehensive coverage including options for covering injuries received in an accident and property damage. Customers often praise its unwavering customer service, timely claim handling, and unrivaled benefits for eligible individuals.
10. The Hartford
Founded on the tenets of dependability and financial stability, The Hartford provides a range of customizable insurance plans.Some of its unique offerings include lifetime car repair assurance, recovercare to help cover costs related to injuries from accidents, and disappearing deductible for every year of safe driving. Their savings benefits extend to categories such as hybrid owners and defensive drivers. The association of The Hartford with AARP brings extra benefits to AARP members, making it a well-rounded choice for a variety of policyholders in Frankfort, KY.
Remember that picking an insurance policy is a personal decision, and what works best for your neighbor might not be the best for you. Make an informed choice based on your unique requirements, budget, and priorities. Drive safe!